A lender declines an applicant; a platform can't convert a lead — those people still carry debt and still need a way out. Send them to Settle for a straight rev-share on the revenue they go on to generate, and plug in as an offers source so your own products surface the moment they qualify.
Leads your buyers passed on, aged inventory, or debt-burdened consumers outside your verticals — send them by API, post, or a co-branded link. No exclusivity required on your side.
They land in Settle and pick a path — free self-service or our paid full-service plan. Along the way they're matched to credit and refi offers they actually qualify for.
You earn a typical rev share on the subscription, plus 100% of the in-app offer revenue your subscribers generate — they're your deals. Settle earns the platform fee only. Tracked per lead, paid recurring, all in your partner dashboard.
A debt-burdened lead that's worthless to your buyers becomes a recurring revenue stream that's yours. Settle earns the platform fee; you keep a typical rev share on the subscription and 100% of every in-app offer.
When a routed consumer goes full-service, Settle earns a monthly subscription for as long as they're enrolled — often 18–36 months.
As your routed leads become subscribers and resolve debt, they qualify for credit, refi, and rebuild products. We route those in-app offers to them — and the revenue is 100% yours. They’re your deals; Settle earns the platform fee only.
Your in-app offers are already yours — go a step further and take the surface exclusively: your subscribers see only your credit and refi offers, no competing placements. Priced as a premium, and subject to a suitability review so it stays compliant.
Exclusivity on the consumer's offer surface is reviewed for suitability before it goes live — steering a distressed consumer to a single lender carries regulatory weight, so we price and gate it deliberately.
Settle carries the platform, servicing, compliance, and support. You did the work to acquire the lead — so you share in the revenue it earns, on inventory that was heading to a pennies-on-the-dollar resale.
No "where's my money" emails. See each lead you routed, the path the consumer took, and your earnings — subscription rev share and 100% of in-app offers — building in real time.
Illustrative dashboard. Every partner relationship is individually negotiated — these figures reflect what we consider a typical deal, not a fixed rate.
Consumer funds stay in a licensed trust custodian. You route and share — you never hold a balance or take on servicing risk.
An exclusive offer surface goes through a suitability review before launch, so steering stays inside the lines that protect both of us.
A routed consumer's finances are never disclosed back to you. Your dashboard shows the lead and your share — nothing about their income or budget.
Book a 20-minute partnership call. We'll size your unsold volume, set your share and escalator, talk through exclusivity, and get a post URL or API key live the same week. Or send a sample batch and we'll show you what it would have earned.