A lender declines an applicant; a platform can't convert a lead — those people still carry debt and still need a way out. Send them to Settle for a straight rev-share on the revenue they go on to generate, and plug in as an offers source so your own products surface the moment they qualify.
Leads your buyers passed on, aged inventory, or debt-burdened consumers outside your verticals — send them by API, post, or a co-branded link. No exclusivity required on your side.
They land in Settle and pick a path — free self-service or our $49.95/mo full-service plan. Along the way they're matched to credit and refi offers they actually qualify for.
You share in the subscription revenue, plus your cut of credit-offer placements, tracked per lead and paid recurring. All visible in your partner dashboard.
A debt-burdened lead that's worthless to your buyers is worth something to Settle in three different ways — and you share in each.
When a routed consumer goes full-service, Settle earns a monthly subscription for as long as they're enrolled — often 18–36 months.
As consumers resolve debt, they become eligible for credit, refi, and rebuild products. Settle earns on those placements — and you share in the ones your leads generate.
Instead of sharing placement revenue, take the offer surface exclusively: your consumers see only your credit and refi offers. Priced as a premium over open rev-share, and subject to a suitability review so it stays compliant.
Exclusivity on the consumer's offer surface is reviewed for suitability before it goes live — steering a distressed consumer to a single lender carries regulatory weight, so we price and gate it deliberately.
Settle carries the platform, servicing, compliance, and support. You did the work to acquire the lead — so you share in the revenue it earns, on inventory that was heading to a pennies-on-the-dollar resale.
No "where's my money" emails. See each lead you routed, the path the consumer took, and your share — subscription and credit-offer — building in real time.
Consumer funds stay in a licensed trust custodian. You route and share — you never hold a balance or take on servicing risk.
An exclusive offer surface goes through a suitability review before launch, so steering stays inside the lines that protect both of us.
A routed consumer's finances are never disclosed back to you. Your dashboard shows the lead and your share — nothing about their income or budget.
Book a 20-minute partnership call. We'll size your unsold volume, set your share and escalator, talk through exclusivity, and get a post URL or API key live the same week. Or send a sample batch and we'll show you what it would have earned.